Speedy Secrets For injury lawyer - An Update
Personal Injury Advice That Helps Protect You
If you're suffered an injury and someone else is at fault, you should understand that you are entitled to compensation. A personal injury lawsuit can be quite an ordeal, so you are more than justified in seeking maximum damages. Instead of guessing, use these tips below to pick a great lawyer and get a better settlement.
If you have medical bills as a result of your injury, make sure you keep copies of any bills. Remember, you can be reimbursed for more than just your out-of-pocked expenses. You are entitled to the actual cost of the treatment you received or the medicine that you took. Make sure you file all of your invoices so you have the proof that you need to give to the court.
Take a second to ask your friends and family about any recommendations that they might have. Personal injury lawyers come in all shapes, sizes, and varieties: you might need a trusted friend's opinion to find the right one for you. Make sure it's someone you know is trustworthy and has no financial motivations.
If none of your friends or family members have been through a personal injury case, search the Internet for valuable information about personal injury attorneys. There are many organizations and forums that rate lawyers based upon client reviews. These sites can also show you the attorney's track record for winning personal injury lawsuits.
Bring all of the necessary paperwork to your initial consultation as this is very important for your personal injury lawyer to develop a solid case. Make copies of each of these documents too, as you will want to have one just in case. This puts you in the best position to team up with your lawyer and win.
The biggest mistake you can make as a personal injury client is to select the first lawyer who you find. Don't do this! Instead, check out multiple lawyers and firms to find out which have the best track record in the field. The time spent will be paid back in dollars at the end of the case.
When you take a personal injury case to a big law firm, you may meet the head honcho to talk, but your case will be passed down to junior associates. They tend not to have many cases under their belt, and this can lead to a loss. Look for a small firm instead.
A lot of questionable attorneys use flashy ads to attract big crowds that is why they should always be avoided; regardless of how tempting it may be. Besides the stigma that goes along with flashy television ads, it is also near impossible to tell how sincere an attorney is based solely on an advertisement. You should rely more heavily on the results of an in-person meeting prior to choosing your lawyer.
Never hire a personal injury attorney without looking into their background. Just because they have a great demeanor over the phone and a winning commercial, this does not mean that they are qualified to handle your case. Look into all of their prior cases to see if there are any red flags.
If you are seeking a personal injury attorney, consult with an attorney that you already know and trust. If you have someone who has represented you in a real estate transaction or drawn up a will for you, that is a good starting place. While this person might not take personal injury cases, he might be able to refer you to a trusted colleague who does.
The only people you should discuss a personal injury case with are your insurance agent, your spouse and your attorney. If an insurance adjuster calls you to record a statement about how the accident occurred, give them the number of your attorney and tell them that this is who should be called if they have any additional questions.
If you are physically injured, take pictures before you receive treatment. This will show the extent of your injuries and will strengthen your case. The extent of your injuries will have a direct impact on get more info any damage award.
You absolutely must like your lawyer if you plan to hire them. Any niggling feeling you might have, be it a feeling that they are trying to sell you, or that they are not as competent as they make themselves out to be, will be the same feeling a jury or judge will feel.
As noted above, few people know how to advocate for themselves when they have been the victim of a personal injury due to the fault of another party. The fact is that the process can be tough. Apply the advice found above, and you will have what it takes to get the help you need.
Auto insurers play hardball in minor-crash claims
ATLANTA, Georgia (CNN) -- If you are injured in a minor car crash, chances are good that you will be in the fight of your life to get the insurance company to pay all the medical costs you incur -- even if the accident was no fault of your own.
That's what CNN discovered in an 18-month investigation into minor-impact soft-tissue injury crashes around the country. Those are accidents in which there is little damage to the vehicle and the injuries to people are not easy to see by the naked eye or conventional medical tools like X-rays.
Since the mid-1990s, most of the major insurance companies -- led by the two largest, Allstate and State Farm -- have adopted a tough take-it-or-leave-it strategy when dealing with such cases.
The result has been billions in profits for insurance companies and little, if anything, for the public, according to University of Nevada insurance law professor Jeff Stempel.
"We can see that policyholders individually are getting hurt by being dragged through the court on fender-bender claims, and yet we don't see any collateral benefit in the form of reduced premiums even for the other policyholders," Stempel said.
"So I think now we can say to continue this kind of program is in my view institutionalized bad faith."
If you have never heard of the strategy, it's because insurance companies don't want you to know that they are paying out less and less for minor crashes even while their profits soar and your premiums continue to rise.
But after a review of more than 6,000 company documents and court records, interviews with a dozen people nationwide, including former company insiders, and conversations with accident victims, the picture is clear: If you challenge the offer by some insurance companies you will be left with no option but to go to court, where you will be dragged through the wringer.
Expensive, time-consuming
In an affidavit in a New Mexico case where Allstate is being sued, one of the company's former attorneys said the strategy is to make fighting the company "so expensive and so time-consuming that lawyers would start refusing to help clients."
Shannon Kmatz, a police officer and former Allstate claims agent, said company employees were encouraged to get rid of claims quickly and cheaply and even offered accident victims as little as $50, telling them to take it or leave it.
Both Roxanne Martinez of Santa Fe, New Mexico, and Ann Taylor of West Lafayette, Indiana, saw the practice firsthand.
Martinez suffered neck and back injuries when she was sideswiped by a driver insured by Allstate.
After three years, the company finally offered her $15,000 -- a little more than half of what she needed for lost wages and medical bills.
She went to court, and four years after the accident a jury awarded her $167,000 plus interest.
"It's kind of hard when you are thinking they are going to leave you broke. ... That was very stressful," she said.
Taylor was not as fortunate when her case went to trial.
The Indiana nurse was rear-ended by a State Farm employee driving a State Farm car. Damage to her car was minimal but she suffered herniated disc and muscle tears.
Taylor racked up medical bills and lost wages amounting to about $15,000. The company offered her $2,000.
"I was just very insulted," she said.
She sued, but three years later a jury came back with a judgment for her of only $1,500.
The jury didn't believe she could be hurt in an accident in which the vehicle had barely a dent.
Three jurors told CNN photos of the two cars involved in the accident -- enlarged and prominently displayed by the defense -- played a huge role in their decision.
And one said they assumed Taylor had already been compensated by the insurance company and was just trying to get more money.
https://docs.google.com/presentation/d/1tK7Cq0WYE_Jbut9wKINYSEnPSaXFndpmovl-Sg3Focw/edit?usp=sharing